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 WINDSHIELD REPAIR OR WINDSHIELD REPLACEMENT INSURANCE FAQ'S

1. Will checking on my deductible or inquiring about an auto glass claim raise my insurance rates?

Asking your insurance provider about your policy coverage and deductibles is generally not considered a claim. To be certain, please refer to your insurance policy.


2. Will filing an auto glass claim count towards my insurance policy?

In many cases, insurance companies will not count auto glass damage as a claim on your policy. To be certain, please refer to your policy or contact your agent and/or insurance provider to confirm your specific coverage.

3. What if I only have liability coverage?

Because liability insurance only provides coverage for damages to another vehicle, auto glass services are not covered under your liability policy.

4. Will all insurance companies waive my deductible if my windshield is repaired rather getting my windshield replaced?

Many insurance companies cover windshield repair at 100 percent coverage with no deductible. A High class auto glass representative will be happy to help you with your questions regarding insurance coverage.


5. Do I need to contact my agent or insurance company before I contact High Class Auto Glass ?
We're experts at verifying coverage, filing the claim and handling all the paperwork. We will  contact your insurance company and submit the claim in person as the work is being completed.


What States offer free windshield replacement?

There are few states in the united states that waive the deductible for windshield replacements or repairs as part of comprehensive coverage. The states of Florida, Kentucky, Massachusetts and South Carolina renounce the deductible and for that reason are known by some as zero deductible states in terms of windshield claims. Thus without needing to pay a deductible you may refer to this as a "free" windshield replacement. High Class Auto Glass can take care of all the paper work for you.

Within these states your insurance company is required legally to fix or replace your windshield with no insurance deductible charged, as long as you've comprehensive insurance on the automobile. Florida and Massachusetts only fully protect windshields, but Kentucky and South Carolina include all glass replacement with no deductible. We replace your windshield with O.E.M factory glass.

Many companies give you a Full Glass or $0 Glass Deductible option that's available instead of selecting a deductible when the windshield is broken or damaged.

If the auto glass has become cracked or shattered so that it needs to be repaired or replaced than you should make a claim through the comprehensive portion of your automobile insurance policy. Even if you do not live in FL, MA, SC or KY it's possible to ask your insurer whether they can waive the deductible for a windshield claim. Some insurance companies will waive the insurance deductible for auto glass repairs or replacements when their underwriting guidelines let them do so.

 




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